Similar to a bank account your funds are 100% Insured & has 24/7 monitoring
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NIFTY uses the most up-to-date security measures including robust end-to-end encryption, multi-factor authentication, and 24/7 security monitoring. Please note, NIFTY, like any investment product does contain some risk that your investment may lose value. We continuously monitor our portfolio construction in order to ensure protection of your investment. Please consider this before investing and we strongly suggest talking to your tax accountant or financial advisor prior to singing up to NIFTY.

You can request an invite and we'll let you know when the Beta goes live

Once we are live we'll provide the steps in our app on how to connect your fitness tracker.

Ensure your fitness tracker is on as much as possible; that means you will be earning points for every active minute of activity. NIFTY also tracks steps & GPS from your smartphone, but this isn't as accurate.

At the end of each day points you earned for that day are stored on your app. You can use these points to convert to interest by tapping on that option in the app. You can also use your stored points to purchase items in the NIFTY store.
It's worth noting that the more money you have in your active account the more interest will be paid out.

Not to worry - NIFTY will track your steps and GPS location from your mobile phone. The steps you take in a day will be converted to points similar to the way it's done via the fitness tracker. However, this is not as accurate as the fitness tracker, and if your inside without a GPS signal we cannot track your steps. Think of it as a backup, as its less accurate to earn points via steps alone.

More to come soon :)

More to come soon :)

It's easiest to explain in a few steps. First, how traditional banks make a return, second how modern Web3 & DefFi technology companies earn a return and thirdly, how NIFTY does it:

How traditional banks make returns (super simple view :) When you deposit your money into your current bank account the bank doesn't just leave your money there, it lends it out to other people (mostly in the form of home loans) and to businesses as credit or business loans. These also include mortgages, personal loans, car loans, etc. you get paid a return (its a super shit return) in the form of interest for providing this cash (capital) to the banks.

DeFi liquidity returns are based off lending money to provide liquidity for trading of currency pairs to occur. Ehh what? It's not complicated, its very similar to when you want to exchange money from one currency to another you use a provider such as Western Union. DeFi exchanges don't as their is no provider, its decentralized. This means that the funds are supplied (loaned) by investors that hold that currency in order to create a market (buyer & seller of any currency). They are lending their currency to get a rate of return.
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That's interesting, but how does NFTY earn a better return? NFTY works in a very similar way, but we place your money into a diversified strategy in stablecoins, dollar-pegged digital assets that attract borrowers who are willing to pay higher interest fees.

As a result, your money is earning more than other lending rates available in traditional markets, resulting in you having a higher, stable rate of return which means more cashola in your pocket.

Just like a bank account, you have access to your funds any time and can withdraw your funds 24/7.